How to File a Workers’ Compensation Claim in New Jersey
February 10, 2025
Work-related injuries can leave employees facing medical bills and lost income. In New Jersey, workers’ compensation provides financial and medical benefits to injured employees. However, obtaining benefits is not always straightforward. At the Law Offices of Feeley & LaRocca, we help injured workers—particularly public employees like police officers and firefighters—understand their rights and secure the compensation to which they are entitled.
Report the Injury Immediately
The first step in a workers’ compensation claim is notifying your employer. New Jersey law requires employees to report work injuries as soon as possible. Although you have up to 90 days to provide notice, delaying can create unnecessary obstacles.
Your employer must authorize medical treatment through an approved provider. If they refuse, document all medical visits and expenses. Seeking immediate medical care strengthens your claim and establishes a clear connection between the injury and your job.
File a Workers’ Compensation Claim
Often, an employer’s insurance carrier begins payments once an injury is reported. However, you must file a formal Claim Petition with the New Jersey Division of Workers’ Compensation if benefits are denied or delayed.
The petition must be filed within two years of the injury date or the last workers’ compensation payment received. Missing this deadline may result in forfeiting benefits. A workers’ compensation judge will review disputed claims and determine eligibility for benefits such as medical coverage, lost wages, or permanent disability compensation.
Understanding Your Benefits
New Jersey’s workers’ compensation system provides several benefits, including:
- Medical Treatment – This covers necessary care for work-related injuries.
- Temporary Total Disability (TTD) – Provides 70% of lost wages if unable to work for more than seven days.
- Permanent Partial Disability – Compensation for lasting impairments that still allow some work.
- Permanent Total Disability – Benefits for those unable to return to employment.
Public employees, including those eligible for a Winfield Park, NJ, firefighter pension, may have additional disability options. For firefighters, a job-related injury can result in permanent medical limitations that prevent them from returning to work, making it essential to apply for workers’ compensation and pension disability benefits. Proper legal representation ensures that all eligible benefits are pursued without unnecessary delays or denials.
What to Do if Your Claim Is Denied
Employers and insurers deny claims for various reasons, including disputes over whether an injury is work-related. You can request a hearing before a workers’ compensation judge if your claim is denied.
Legal representation is crucial at this stage. A Winfield Park, NJ, pension disability attorney can help gather medical records, secure expert testimony, and ensure that all required documentation is submitted. Having legal support increases the chances of receiving full benefits.
Public Employees and Disability Pensions
For public employees, a workplace injury may also qualify for disability pension benefits. Those in high-risk professions, such as law enforcement, firefighting, and education, may be eligible for additional compensation.
- Winfield Park NJ police pension attorney assistance is essential when proving a duty-related injury.
- Winfield Park NJ teacher pension claims require documentation showing the injury prevents the individual from performing their job duties.
- Winfield Park NJ judges’ pension benefits have strict requirements that legal guidance can help meet.
Filing for both workers’ compensation and disability pensions can be complex. A legal misstep may lead to delays or denials, making experienced representation invaluable.
How the Right Attorney Can Strengthen Your Claim
Filing a workers’ compensation or disability pension claim can be challenging, especially when facing insurance companies that aim to minimize payouts. John Feeley has extensive experience advocating for injured workers and ensuring they receive the benefits they are entitled to. From handling complex paperwork to representing clients in hearings, his legal guidance can significantly affect the outcome of a case.
At John Feeley’s Avvo profile, you can see his commitment to protecting the rights of public employees, including police officers, firefighters, and teachers. Whether your claim has been denied, delayed, or disputed, having an attorney with a strong track record ensures that your case is handled efficiently and effectively. Don’t leave your benefits to chance—work with a dedicated advocate who understands the system and is prepared to fight for you.
Don’t Settle for Less – Fight for Fair Compensation
Filing a workers’ compensation claim in New Jersey requires taking the proper steps, meeting deadlines, and understanding available benefits. Public employees face additional complexities when applying for disability pensions, making legal assistance even more critical. The Law Offices of Feeley & LaRocca is committed to helping injured workers receive the compensation they deserve. If you need legal assistance, contact us today.